A freak accident at low speed leading to the car going off road and hitting a kerb side stone opened my eyes to the ways of the TASS. A minute of negligence/ taking my eyes off the road/ or an uneven surface/ stone led to the crash and the damage was quite a bit. The vehicle was towed into Concorde Motors, Hosur Road, Bangalore on Sunday, Feb 6 and I finally got delivery of the same y'day (23 Feb) after pulling a lot of strings, begging and pleading. The long delay caused me lot of hardship and additional expenses. The breakdown of spares is as follows:
Left front shock Absorber…………………. Rs. 3956
Left Swinging Arm………………………… .......Rs. 3943
Left Axle Shaft……………………………. .....Rs. 10,541
Wheel Rim………………………………….. ..........Rs. 872
Fog lamp (left)……………………………… .......Rs. 2599
Wheel arch protection front left………Rs. 1313
Bumper front with fog……………………….... Rs. 7833
Radiator Grille DSL…………………………......Rs. 1007
Front logo……………………………………...........Rs. 550
Coolant (Synthetic) 6 litres @ Rs. 242……….Rs. 1454
Labor:
Bumper painting……………………………..Rs. 2400
Repairs……………………………………….Rs. 1400
Taxes…………………………………………Rs. 401
Total amount….: Rs. 43,630
My contribution: Rs. 13,759
Insurance: TATA AIG
Moral of the story: If you own a Palio stile-- never crash your vehicle and avoid replacing any part!! The cost of spares for the Punto are at least 50% less than Palio Stile and the cost of Punto bumper is around Rs. 2000, less than that of an Indica which costs around Rs. 4000!!
The only positive from this harrowing experience is that I love the Palio more than ever. I was driving a borrowed Santro and believe me guys, I started enjoying driving again only since y'day!!!
How old is ur palio? i just called concorde motors to get the estimate and it is around 1.2lacs... what is happening????
Its a 2008 June model. If u have comp insurance, claim for the same. If not consider sourcing the parts from Kava, Mumbai and fix the same with a private mechanic. BTB, what is the extent of damage on radiator. Some times ASS will estimate accident repair works always at higher side since they know that Insurance will pay for the expenses. Fact is there will be your own contribution too apart from Insurance.
Suggest take a 2nd opinion with some other service centres also. As far as parts are concerned you can touch base with Kava Automobiles at Mumbai & ask the prices for the parts that are needed and I am sure you will find the cost of the spares to be much lower that what will be quoted by A.S.S.
Check with the insurance advisor whether you can get the repairs done at any other out side work shops? I have helped Arun T at Bangalore recently and he has got the parts from kava Mumbai for his MJD which had a damage to its pump & other items when he ran the car over some stone or something. Recently he had sent a SOS mail check it out.
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