I have a small problem and I am trying to decide what to do. During the great October snowstorm on Saturday, I lost a large branch off my maple tree and it fell on 2 of my parts cars. One was a 52 wagon and the other a 49 wagon. It has crushed the roofs of both of them and broken most of the glass. The cars were not restoration projects, just parts but both had good straight roofs and glass that was good for patterns. I am trying to decide if I should make an insurance claim on them or just forget about it. What kind of value would you place on these?
Even a parts car, especially if it was complete as yours mostly are, or were should be worth at least $500.00 ea I would think. I guess it sort of depends what your insurance deductible is...I had a rusty parts car that was hit while parked at my place of business. It caved the drivers side door in and broke the already ruined glass in the door and the stainless was bent at the window line. It had roll up windows and the bottoms of the doors were rusted off. The engine and trans and many other pieces were already stripped. Of course the other guys insurance came out and didn't want to give me anything for the claim as he said it was a rust piece of junk. I told him it was my lawn art and I wanted it repaired to the pre-accident condition. After a few phone calls and several pictures to his boss it was desided that $200. would be a fair claim. I was more than happy with the amount as I was actually selling the car and wanted $250.00 for the car.
My suggestion would be to turn it in and see what they will give you. Remember, they don't make Crosleys any more so you can't go to the dealer and get new roofs or windows. What would it cost labor wise to repair the items damaged to pre-accident condition???
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